Fashion Jewellery and Its Prominence in The Fashion Industry | Fashion

Defining the term ‘Fashion Jewellery’ and its prominence in the fashion industry is often as difficult as it is to distinguish the difference between Fashion Jewellery and Fine Jewellery. Fashion Jewellery can be also referred to as ‘Costume Jewellery’ defined as a decorative item made from inexpensive metals and semi-precious stones manufactured to essentially compliment a fashion garment or overall fashion look.Jewellery is one of the oldest inventions created and has played a number of different roles in society. Originally jewellery held an important role in society; it was used mainly as a method of showing wealth and status, as a means of currency and also used symbolically throughout many religions. Back then jewellery was made from precious metals and stones manufactured purely as a piece on its own, a keepsake, collectable and an investment.It is thought that Coco Chanel, birth mother of the powerhouse fashion brand ‘Chanel’ first introduced ‘Fashion Jewellery’ and the concept that jewellery can worn to complete and compliment a particular outfit and/or look, often wearing her own jewellery in such a way. Coco Chanel partnered with Duke Fulco di Verdura, an influential jeweller, to launch the House of Chanel Line. The fashion conscious and wealthy loved the House of Chanel pieces which became very successful, although usually the wealthy were the only people who could afford such creations. Coco Chanel paved the way for jewellery to become accessible to the rest of society with the statement, “it’s disgusting to walk around with millions around your neck because one happens to be rich. I only like fake jewellery because it’s provocative.”Through Coco Chanel’s influence and stance on jewellery as an accessory rather than a commodity as well as industrialisation, the ability to mass produce and the availability of cheaper materials jewellery has had the capacity to become more accessible to a larger demographic, more affordable and has been able to reflect and cater for many different styles, trends and tastes.Fashion is a fast paced and ever changing industry with many insiders debating whether if at all ‘Fashion Jewellery’ is in fact considered or even a part of the fashion family. There is no question that there is a huge difference between the jewellery we wear to make a statement or to compliment an outfit and the fine jewellery often bought and worn for sentimental value, that is to last a lifetime. Fine jewellery is made from real gold and silver with precious stones and metals; a piece of fine jewellery can range from a simple gold chain to a stunning diamond necklace and typically these pieces are not considered fashionable or on trend. Fashion Jewellery allows accessories to compliment and to complete outfits to achieve and overall look, with a limited life span measure in seasonal trends. There is no real competition between the two, yes they are both worn as accessories adorned on our bodies but their relevance to fashion is as different as their price tags.Nothing can compare to the excitement when receiving a gift in a little blue box with a Tiffany & Co bow, Fine jewellery from brands such as Tiffany & Co has a reputation, expectation and relevance within our society, people recognise and appreciate the significance of receiving and owning a piece of jewellery that is not only sentimental but is almost guaranteed to last a lifetime. Fashion Jewellery is just that ‘fashion,’ it is made to one day become ‘unfashionable,’ following the ever changing and evolving fashion industry. Fashion jewellery designers look to the catwalks of Paris, New York, London and Milan every year to gain inspiration and to see where fashion will take us next. Fashion jewellery is influenced and created solely for the purpose of fashion.https://addisonlane.com.au/Home.php

Five Factors To Consider Before Investing In Residential Real Estate | Real estate

During the past decade, many people have jumped into residential real estate investing. This was never so true as during the recent real estate boom. People read all the “get rich quick” schemes that litter the book shelves of libraries and book stores — use other people’s money, use no money of your own, and make millions! A lot of people did make great sums of money during the most recent boom; but now those, who did not get out before the market cooled, are seeing those investments in foreclosure due to their inability to make the mortgage payments.Just because the real estate market isn’t over the top, as in the past few years, does not mean you no longer can make money in residential real estate. The difference between now (post-boom) and during the market boom is that the “get rich quick” schemes will not work.Do You Have What It Takes?Investing in real estate is not for the faint hearted, the non-risk takers. It is for investors who are in it for the long haul, who can easily sit on their investment (if need be) until the market shifts in their favor. It also is for those who truly enjoy this type of investment. They are the ones who are the most successful in real estate investing.You must be willing to invest time — upfront and before each potential investment. If you do not take the time to research the properties and your target market, you probably will not be very successful. You also must gather knowledge on how to make a real estate deal that works in your favor. That requires educating yourself to understand the jargon and game rules. Today, it takes a careful, methodical approach to residential real estate investing, especially when acquiring your first property.Besides needing time and money, being a risk taker, and being willing to commit to a long-term investment, if needed, there are five additional factors you must consider each time before you make an investment in residential real estate.Supply and Demand — Where Is the Current Market?The economics of supply and demand is what makes the long-term investors successful in residential real estate. They are willing to weather the ups and downs of the real estate market, waiting for an advantageous market to sell their property.Supply and demand is influenced by many economic factors, which in turn affects the residential real estate market. Well-located residential real estate will endure fluctuations in the market and continue to appreciate in value. Knowing your market means knowing when to buy or not to buy, which deals will work when, and when to sit on an investment or sell it.Your CreativityAnother factor to consider is your own creativity in managing your investments. Residential real estate is one type of investment that allows for a lot of creativity:o You may invest for the long term, renting the property to continue making a profit while waiting to sell at a more advantageous time. You can purchase a home to fix up and resell immediately for a profit.o There are many financing options available for residential real estate, allowing for even more creativity. You also can invest on your own, with a group of partners, with a corporation, or even with a Real Estate Investment Trust (REIT — a mutual fund with real property assets or mortgage securities).o There is an abundant variety of residential real estate types in which to invest — single-family homes, townhouses, condominiums, and duplexes.The more creative you are in creating and managing your real estate investments, the more profitable and successful you will be.Other People’s MoneyA third factor is knowing how you can use other people’s money to your advantage without landing in foreclosure, as so many people now are who subscribed to the “get rich quick” schemes during the boom.You can begin with only a few thousand dollars, using other people’s money to underwrite the remaining mortgage. You must know all the different ways available to finance your investment. This goes back to taking the time to educate yourself, before you begin investing, and creatively making the best use of financing.Other People’s TimeWhether you are fixing up real estate to sell or renting it, it will take time, effort and management. If you already have a full-time job and a family, you probably cannot do it all yourself, and I doubt you wish to be woke up at 2 a.m. by a renter with a plugged toilet.Using contractors to fix up the property or experienced property managers to handle your rental real estate makes for less profit in your pocket on your individual investment properties. However, it frees up your time to invest in more properties, making your overall profits much higher.Your Tax AdvantageResidential real estate investing is quite unique. It offers you tax write-offs not available in other types of investments. There are many deductions available to you — deducting the mortgage interest or refinancing without being taxed are just two examples. There are many benefits to real estate investing that reduce your tax liability and increase your profits.If you believe residential real estate investing is for you, begin by learning more about it. There are thousands of books and resources on the topic. Stay away from anything that sounds too good to be true. It probably is, especially in today’s real estate market.

Grandparenting – Rights and Issues in the United States | laws and issues

Grandparents rights differ state to state but if not exercised they can be removed from regulation in the state code. Iowa finally after much debate passed a Iowa Grandparents Rights bill through the Iowa Senate in March of 2007 and it became part of the Iowa Code in July of 2007. You can find it in the Iowa Code under 600C.Michigan has a National Grandparents Rights Organization that has fielded many emails and calls from Iowa grandparents wanting to know what they could do to have their plight in Iowa brought more to the public eye. Grandparents use to be a big part of family life but as society has changed with the times and the baby boomer generation is now nearing retirement the social scene has changed. Many grandparents have been shut out of their grandchildrens’ lives for reasons that vary from divorce, new spouses, single parenting or simply spite. Grandchildren become pawns in a game for control.Department of Human Services (DHS) stands with the parent on issues of Grandparents Rights so if you are a grandparent seeking assistance in visitation to grandchildren they are not the agency to contact. Many times a grandparent is turned downed when seeking custody of grandchildren when a parent loses their rights because of age or low income and the grandchild is placed in a foster home or possibly put up for adoption. Legal assistance was expensive and attorneys had little to stand on with no legislation in place until recently.Iowa Grandparents Rights allows the grandparent to petition the courts for visitation and opens the doors for custody issues.